For mortgages and loans as individual as you are
When your bank or building society says ‘No’ to your application because you don’t fit the mould, we aim to get the ‘Yes’ you’re looking for.
UK Lending helps you apply for complex mortgages and property-secured loans, from specialist lenders who may well look on your application more favourably than middle-of-the-road high street lenders.
“Many advisors work with a restricted panel of lenders whereas we trawl the entire financial market for suitable lenders. Not just the usual mortgage panels, banks or building societies.”
CEO, UK Lending
Your personal situation matters to us
When a mortgage application is rejected by a high street lender it could be due to a range of reasons such as employment history, sources of income, credit history or simply having made too many credit applications within a short space of time.
Home ownership remains at the heart of peoples’ aspirations and with our strategic thinking, planning and delivery we will do everything we can to help you achieve this.
More on mortgagesSee what others have achieved with UK Lending
Watch video testimonials from our clients
Setting up a buy-to-let venture
Thinking of becoming a landlord? A buy-to-let business can be achieved by creating a limited company or by a purchase in your own name. Both can be structured for tax efficiency, legal compliance and potential growth.
UK Lending can advise you on the right way to go about this, including the type of company structure you need to suit your plans.
Read howMortgage & lending scenarios
Remortgaging for a better deal
If you’re a mortgage borrower on a Standard Variable Rate (SVR) mortgage, you’re probably paying more for your loan than you need to. Even if you have a discounted fixed-rate or interest-only deal, you may be coming to the end of the term and wondering how, where or when to replace or extend it.
There are many low-interest deals available now on mortgages, but it’s vital to do your sums properly.