All lenders will require security in one form or another, generally in property.

Other considerations could be your credit rating based on your loan repayment history, overdrafts or mortgage.

Residential property,  buy-to-let property or commercial property has a market value. Your lender will assess and take this into account when calculating the amount you can borrow and your repayment terms.

Commercial lenders may take your business plans and past credit history into account too, but they will, generally still require some form of security. As expert advisers, we can lead you through the lending maze, being able to advise on:

• Second charge lending
• Remortgaging
• Bridging loans and short term lending

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